CariCRIS - Caribbean Information and Credit Rating Services Limited

Mrs. Minna Israel is a former banker with over thirty years of corporate, commercial and retail banking experience. Mrs. Israel was the President & Country Head of RBC Royal Bank Jamaica for 4 years, 2008-2012. In January 2005, she was appointed the first female Country Head in Scotiabank International and spent 3 years as Managing Director of Scotiabank (Bahamas) Limited. She previously held the position of Executive Vice President and Deputy CEO of The Bank of Nova Scotia Jamaica Limited. Mrs Israel presently serves as a Special Advisor to the Vice-Chancellor on Resource Development, with focus on philanthropy. Prior to that, she held the position of Distinguished Business Fellow at The University of the West Indies, Mona School of Business & Management. Mrs. Israel holds an MBA from the Richard Ivey School of Business at the Western University, Canada; a BSc Degree in Management Studies from The UWI; and a Diploma in Business Administration specialising in Banking from the University of Technology. She was the first female to be elected President of the Jamaica Bankers’ Association and served for the period 2009 to 2011.

Mr. Marius St. Rose is a citizen of Saint Lucia and is a member of CariCRIS’ Credit Rating Committee. Mr St. Rose also chairs several other bodies including the Resolution Trust Corporation (ECCB), the OECS Pension Reform Commission (ECCB), the OECS Public Expenditure Review Commission, and the Saint Lucia Tribunal of Income Tax Appeal Commissioners. He is a director of Emera Barbados Holdings and a Member of the UWI Vice Chancellors Selection Committee for Distinguished Academics. Specialising in Economics and Management, Mr. St. Rose is a former Group Managing Director of Bank of Saint Lucia Limited and a former Senior Vice President (Operations) of the Caribbean Development Bank, with responsibility for the Departments of Economics and Programming, Projects, and Corporate Policy and Planning.

Ms. Lorraine Kam is a financial services professional with more than 20 years of progressive experience within the financial services sector. This experience incorporates roles in strategic and enterprise risk management, corporate and investment banking and global relationship banking spanning a wide range of industries, including Governments and the public sector. Currently, Ms. Kam serves as an Independent Director for companies in the financial sector as well as a registered NGO. She is the Chairman of the Risk Committees of the financial sector companies where she serves as an Independent Director.  Prior to this, the majority of Ms. Kam’s career was spent in banking and finance at Citibank, at the group’s Trinidad, Barbados and New York offices. In her role as the Corporate and Commercial Bank Head, she also served as an executive director on the board of Citibank (Trinidad & Tobago) Limited and as a director on the board of the American Chamber of Trinidad and Tobago.  Ms. Kam holds a Bachelor of Science degree in Accounting from The University of the West Indies (St. Augustine) and a Master of Science degree in Finance from Cass Business School (London, U.K.). Her training included certification by the Society of Management Accountants of Ontario, as well as being an affiliate of the Association of Chartered Certified Accountants, United Kingdom.

Mr Dwight Richardson has extensive experience in banking, finance and management. He is a former Alternate Director, General Manager Finance and Member of the Executive Committee of The Bank of Nova Scotia Jamaica Limited. He was also a member of the Board of several banking and insurance subsidiaries of that bank as well as Chairman of the Jamaica Bankers Association Technical Committee. Mr Richardson is currently a member of the board of Signia Financial Group Inc., and Grace Kennedy General Insurance Company Limited.

Dr. C. Justin Robinson is a national of St. Vincent and the Grenadines and currently serves as Dean, Faculty of Social Sciences, University of the West Indies, Cave Hill Campus, Barbados. Dr. Robinson's research interests are Capital Markets in Developing Countries, Public Finance, Financial Risk Management and Corporate Finance. He has published extensively on these subjects in a number of regional and international journals. Dr. Robinson currently serves as Chairman of the National Insurance Scheme Barbados, Member of the Board of Directors of the Central Bank of Barbados, and Vice President of the Barbados Museum and Historical Society.

Dr. Robinson obtained his PhD in Finance from the University of Manchester, UK. He also holds an MSc in Finance and Econometrics from Florida International University and a BSc in Management Studies (First Class Honours) from the University of the West Indies, Cave Hill Campus, Barbados.