Mr. Andre Joseph. MBA, B.Sc., - Senior Manager, Ratings

Andre Joseph is the Senior Manager, Ratings at CariCRIS. He has been with the Company since 2006 and currently heads the Ratings and Research Departments. As Senior Manager Ratings, Andre holds overall responsibility for the quality and accuracy of all credit ratings in CariCRIS. He has conducted numerous credit risk training workshops throughout the Caribbean and specializes in sovereign and corporate credit risk analysis.

Prior to joining CariCRIS, Andre worked at the Trinidad and Tobago Unit Trust Corporation (UTC) for six (6) years, where he last held the position of Senior Investment Analyst in the Investment Management and Research Department. This position included the responsibility for providing guidance to the research analysts in tandem with the Manager Research, evaluating investment proposals and making recommendations regarding potential investments to Management and the Investment Committee. Prior to joining the Unit Trust, Andre spent three (3) years (1997 - 2000) with the RBTT Group as an Account Executive in the Corporate and International Group.

Andre is a graduate of the University of The West Indies (Cave Hill), where he earned his B.Sc. in Economics and Accounting. Andre also holds an M.B.A. in International Finance from the Arthur Lok Jack Graduate School of Business, and was trained at CRISIL in India, the largest credit rating agency in India and a subsidiary of Standard and Poor’s.