CariCRIS has taken due care and caution in the compilation of data for its web site. Information presented has been obtained by CariCRIS from sources which it believes to be reliable and accurate. However, CariCRIS does not guarantee the accuracy, timeliness, adequacy or completeness of any information and is not responsible for any errors or omissions. CariCRIS and its personnel (including employees, directors and rating committee members) are not liable for the results obtained from the use of such information.

The credit ratings and other opinions presented on this Site represents CariCRIS's current opinion. A CariCRIS rating is not a recommendation to buy, sell or hold the rated security. Users should always seek professional advice on financial matters.

The Site and all products, services and information are provided on an "as is" and "as available" basis without representation or warranty of any kind. CariCRIS is not responsible for any errors in transmission and especially states that it has no financial liability whatsoever to the subscribers/ users/ transmitters/ distributors of its web site.

CariCRIS may make alterations and/or changes in the Site or in the information, products and services described at any time, for any reason and the user assumes sole responsibility of making use and/or relying on the information, products and services available on this site.

Privacy & Security Policy

CariCRIS collects certain personally identifiable information in order to process your applications for Subscription and attendance to our Training Workshops, to establish and maintain your account and respond to your enquiries. This information includes your name, email address, telephone and mobile numbers, the name of your organization, industry and country of residence.

Personally identifiable information is not sold. We do not share or exchange personally identifiable information with any Third Party except:

  • Our Bankers, Republic Bank Limited (the Bank) or an agent of the Bank, to execute transactions on our behalf.
  • When necessary to conform to legal requirements and processes.

We do not sell, rent, share, or otherwise disclose mailing lists or other personally identifiable information with other organizations for commercial purposes.

We do not enable "cookies" on our web site.

Any future updates to this policy will be noted on this web page. If you have any questions or concerns about this privacy policy, please contact us: info@caricris.com

Terms of use

CariCRIS makes the materials on this Website ("Site") including all information, documents, communications, files, text, graphics, products and all other contents included on this Site (collectively "Materials"), available for your use subject to the terms of use set forth in this document and any changes to this document made by CariCRIS from time to time (collectively, "Terms of Use"). By using this Website, you will be deemed to have accepted the Terms of Use. If you do not accept the Terms of Use, you are directed to discontinue accessing or otherwise using the Website or any materials obtained from it.

Limited Use

CariCRIS authorizes you to use a single copy of the Materials solely for your own personal and non-commercial use. At all times in using the Material the user must acknowledge the original authors and source of information as well as not change or modify information in any way.

Delivery of Service

Customers of our Subscription Service will be granted access to our online publications immediately upon confirmation of receipt of payment and approval of their application for subscription.

Applicants for attendance to our Training Workshops will be given notification of confirmation of their registration of attendance immediately upon receipt of their payment.     

Cancellation of Subscriptios and Refunds

To cancel your Subscription Service, please send an email to cancellations@caricris.com with the subject line: Cancel My Subscription. We will respond as soon as possible to confirm the account cancellation via email. Please note that cancellations may take up to 5 working days from receipt of your request to process. Where applicable, a refund of your subscription fee will be pro-rated based on the date your cancellation was submitted. Please allow two weeks for your refunds to be processed.

In the case of Training Workshops, no refund is given should cancellation occur within 3 working days prior to the start of the workshop.

If you have any problems cancelling your subscription, please contact Ms. Prudence Charles at 1 (868) 627-8879 Ext. 242 or pcharles@caricris.com.

Links to Other Sites

Links are provided only for the users' convenience and as such CariCRIS is not endorsing those third-party sites, and does not intend to imply any association between the entities running those sites. However, you acknowledge and agree that CariCRIS has no control over and does not monitor these third party websites and make no representations about and cannot accept any liability for use of these websites. Your access to third party websites may be governed by their own terms of use.



Terms of Use Termination

Terms of Use are effective until terminated by CariCRIS and these may be terminated with respect to you or any other third party without notice at any time for any reason. Upon termination, all rights granted in these Terms of Use shall immediately cease to exist and you must promptly discontinue all use of the Materials and this Site and destroy all copies of the Materials downloaded by you. In addition, in the event that we determine, in our sole discretion, that you have breached any of our Terms of Use, we reserve the right to terminate access to this Site and take any other action which we, in our sole discretion, deem to be appropriate.

Contact Information

All requests for further information or for permission to reproduce any portions of the materials should be directed to: info@caricris.com